Our landlord “accidentally” deposited two rent checks this month, rather than one. (Up here you give your landlord all 12 rent checks at the beginning of the year.) So we are overdrawn by $1000. Fortunately I caught it right away (I don’t look at this account every day) and they will re-deposit the amount, but still. I haven’t seen what the penalties are going to be yet …
Phase 1 is going well. I do need to re-read the book, though, because I know that there are always things that I think are okay that aren’t. Although I’m not going to get too fussed about it because I’m avoiding sugar and white flour products, the two biggest things.
I’ve been making my own hot chocolate the last couple of days since it is SO cold. It is so rich and delicious. I use 1/3 cup fat free powdered milk, 2 TBS Hershey’s special dark cocoa (20 calories), 1/4 tsp vanilla, splenda to taste, dash of salt. Add hot water and mix well. Yummy. It lets me get one of dairy and keeps me warm.



